FHA/HUD | 2026-10-16

HUD's Survey Affidavit Needs a Fresh Site Inspection

HUD-95914M ties the no-change representation to the identified survey, a physical property inspection, disclosed exceptions, and a notarized certification.

HUD's current forms page identifies HUD-95914M, Survey Affidavit of No Change - Multifamily, for transactions with firm commitments issued on or after April 1, 2026. The form is not a generic statement that an older survey remains acceptable. It identifies the HUD project and legal description, the surveyor and surveying firm, the survey date and job number, and the date an original survey was delivered to HUD.

The affiant must identify a title and be fully acquainted and knowledgeable about the property's physical characteristics and condition. The form requires the affiant to review the identified survey and physically inspect the real estate and improvements, including the perimeter boundaries. The representation reaches observable physical conditions, the location and condition of improvements, and above-ground evidence of easements, licenses, roadways, paths, or other physical uses as of the inspection date.

The affidavit also calls out encroachments into easements or setback lines and improvements from adjoining land that encroach onto the project. Any exception must be stated in the form, and the blank should say NONE when there is no exception. HUD-95914M requires its federal truth-and-accuracy certification to appear on the same page as the affiant's executed signature, followed by a notarial acknowledgment.

For borrower-side counsel, the closing checklist should confirm the firm-commitment date and form version; identify a properly informed affiant; match the project, legal description, surveyor, survey date, and job number to the survey delivered to HUD; schedule the site inspection close enough to signing to remain meaningful; and reconcile every exception with title, zoning, and survey review. An unresolved physical change should be raised before the affidavit is signed. This note is informational only and is not legal advice for any specific transaction.